Fraud intelligence,
explained.
Clarifid is a Glass Box AI module for lending. Every decision comes with a traceable, audit-ready report. Built for mortgage, tenant screening, and loan validation.
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The problem with black-box AI
Existing fraud platforms return risk scores without explaining why. Users can't debug blocked transactions, prove compliance, or tune rules. ~35% false positives decline legitimate borrowers. 2026 threats—deepfakes, synthetic identities—outpace pre-AI platforms.
Black-box scores
No explanations. Can't debug, prove, or tune.
~35% false positives
Legitimate borrowers declined. Conversions lost.
2026 threat blindness
Deepfakes, synthetic IDs outpacing legacy systems.
The Glass Box difference
Clarifid plugs into partner platforms as a sidecar module. Every decision includes traceable reason codes and natural-language explanations.
Glass Box Logic
SHAP/LIME-based explainability. Traceable decision trees for every flag.
Synthetic ID Shield
Graph neural networks detecting identity linkage patterns across applications.
Deepfake Defense
Hardware-anchored biometric verification using device secure enclaves.
Lending-Native Rules
Purpose-built for mortgage, tenant screening, loan validation—not e-commerce.
Privacy-First Design
PII hashed before logging. Data residency for PIPEDA/CCPA/GDPR.
Sub-100ms latency
Edge-native on Cloudflare Workers. 300+ global locations.
Built for technology partners
We operate as an OEM/white-label supplier. Sell to Socure, Sift, SEON, Jumio, Signifyd as the missing module they embed or resell.