Glass Box
Inference.
We replace traditional black-box scores with a high-fidelity reasoning engine. Understand the science of traceable signals.
Beyond
Probabilities.
Standard AI models produce a score—a singular number between 0 and 1. In high-stakes lending, a score without context is a liability. It's not enough to know *if* a loan is risky; you must know *why*.
Clarifid's architecture is built on the Reasoning Path—a step-by-step breakdown of how the model arrived at its conclusion. Each step is an auditable assertion that can be verified and explained to regulators.
Signal Normalization
Raw data from thousands of sources is normalized into a standard forensic format, removing noise and bias indicators.
Assertion Engine
The model executes thousands of parallel 'reasoning scripts'—logical proof paths that attempt to validate applicant claims against global linkage graphs.
TRP Protocol
The TRP (Traceable Reasoning Path) protocol translates deep neural inferences into human-readable reason codes and natural language justifications.
Architecture
Sidecar
Intelligence.
Unlike traditional fraud APIs that introduce latency and data persistence risks, Clarifid deploys as an Edge Sidecar. Your applicant PII never leaves your infrastructure; the model comes to your data.
gRPC Communication
Zero-latency, binary-encoded data transfer between your lending core and Clarifid.
Hardware Enclaves
Inference runs in secure, encrypted hardware enclaves (SGX/TEE) at the edge.
Zero-Knowledge Proofs
Validating identity signals without ever deciphering the raw underlying PII.
Forensic Protocol Visualizer
01. Initialization
Sidecar handshake via secure gRPC. Applicant PII is hashed locally.
02. Inference Loop
Parallel reasoning paths attempt to prove/disprove ID stability assertions.
03. Reasoning Output
Return TRP-report with actionable reason codes (TR_104, TR_901).
300ms
P99 LATENCY
Predictable, sub-second global edge inference.
2k+
SIGNALS
Traceable signals processed per application.
0.0
PII PERSISTENCE
Mathematically guaranteed zero data storage.
Edge Native.
Deployed as a serverless sidecar. Intelligence happens exactly where your application lives.